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Oct09

Pick The Perfect Pumpkin At One Of These Patches!

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Local Yorba Linda, CA pumpkin patches to enjoy this fall.

Have you picked out the perfect pumpkin to carve yet? If not, don’t worry! There is still plenty of time before Halloween gets here and there are plenty of pumpkin patches in the local area where you can find the best pumpkin! Check out these Orange County pumpkin patches that have much more than just pumpkins to offer.

The Irvine Park Railroad is open until October 31st and has something to offer for everyone! Head out to the Park to enjoy train rides, a pumpkin patch, kid friendly haunted house, panning for gold, hay rides, hay maze, carnival games, bounce house, and much more! Entrance into all the fun and excitement is free!

Johnson Brothers Pumpkin Patch is the perfect place if you want to pick your pumpkin right out of the field. The pumpkin patch also offers a haunted house, face painting, pony rides, a petting zoo, and a bounce house. Bring your own lunch or buy some tasty treats from the concession stand and enjoy a meal in the picnic area.

Tanaka Farms in Irvine has pumpkins, a petting zoo, wagon rides, and much more during the week, and special events on the weekends. On Saturday and Sunday, you can enjoy ATV rides, the famous pumpkin cannon, and games. Tanaka Farms is also the perfect place to get all of your fresh fall produce through their u-pick vegetables program.

All of us at Bisson Insurance Agency in Yorba Linda, California would like to invite you and your family out to enjoy all of these local pumpkin patches this season!

Oct16

Are You Prepared For The Next Earthquake?

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How to protect your house from the next earthquake. 

Even though every state in the country is at risk of experiencing an earthquake, the risk in California is much higher. While there is no way to predict when the next quake will hit, experts agree that a large magnitude earthquake is coming in the next few years. The United States Geological Survey (USGS) estimates that there is a 99 percent likelihood that a magnitude 6.7 or higher earthquake will hit California at some point in the next 30 years.

The odds of California experiencing a large quake has increased after the discovery that earthquakes are not limited to separate faults and can jump to other faults. This means that multiple faults could rupture at the same time, creating a mega-quake. To help mitigate the potential damage that a mega-quake would cause, local and state authorities have started to make earthquake-focused improvements to building codes.

Unfortunately, many homeowners believe that they will be covered from the next earthquake with their existing homeowners insurance policy. However, home insurance policies do not provide any coverage for damage that is done during an earthquake. You will need to invest in a specific earthquake insurance policy to get the protection that you deserve. If you are relying on FEMA or some other government disaster program to rebuild your house after an earthquake, keep in mind that any money that you receive will have to be paid back. The coverage that is provided by your earthquake insurance policy will not have to be paid back, allowing you to keep your finances in check after a disaster.

Contact Bisson Insurance Services in Yorba Linda, CA for all of your Orange County home and earthquake insurance needs. We can help provide you with the peace of mind needed to ensure that you are not left picking up the pieces on your own after an earthquake.

Oct21

How Your Landscape Can Protect Your House From A Fire

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Using your landscaping to reduce the threat of wildfires.

The California drought is not only leading to strict water usage laws, but it is also increasing the risk of wildfires across the state. Even if your house is not surrounded by trees, your landscaping could be making you more vulnerable to a fire. Keep these landscaping tips in mind to help reduce your chances of dealing with a fire.

Create a defensible space

  • The closer vegetation is to your house, the more spaced out and low growing they should be.
  • Using hardscape elements, such as gravel, rock, and stepping stones can help you break up the vegetation in your yard, helping to slow down the spread of the fire.
  • Keep up with your regular yard maintenance, such as trimming bushes and mowing your grass, to help contain any overgrowth.
  • Watch out for “fire ladders” that occur when vegetation extends from the ground up a tree or structure.
  • Avoid using mulches that will easily catch fire, such as pine bark.

Think before you plant

  • Consider planting fire-resistant plants, such as aloe, iceplant, bush honeysuckles, and hedging roses.
  • When choosing a tree, consider hardwoods such as maple and cherry that are not as flammable as other types of trees. Make sure to remove any fallen leaves as soon as possible since they pose a strong fire risk.
  • Most plants that are fire resistant do not need a lot of water to stay looking their best, which is ideal in the current drought conditions.

Along with keeping your landscape in check, investing in the right home insurance policy will help to keep your home and assets covered in case of a fire. Contact the independent insurance professionals at Bisson Insurance Services in Yorba Linda, CA for all of your homeowners insurance coverage needs.

Oct26

What A Hybrid Vehicle Will Mean For Your Car Insurance Costs

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Increasing car insurance costs for hybrids.

Hybrid cars are a great way to save money as the gas pump. However, hybrid vehicles can also come with other hidden costs that can easily eat into the savings that you see at the gas station. Knowing what your auto insurance costs will be before buying a hybrid can help to ensure that you buy a car that you can truly afford.

Typically, car insurance rates for hybrids are higher than rates for gas versions of the same vehicle. Studies have shown that on average, hybrids cost around 7 percent more to insure than gas only vehicles. Keep in mind that the 7 percent increase is only an average, which means some vehicles will come with higher rates and some will come with lower rates. There are various reasons that the cost of car insurance for hybrids is more expensive, including:

  • Hybrids typically have a higher value than gas-only versions of the same vehicle, which means higher collision and comprehensive payouts after and accident.
  • Hybrid vehicles generally cost more to repair than gas-only versions of the same vehicle because of expensive components, such as the battery system, and the special training that mechanics needs to work on hybrids.

Studies have also shown that hybrid vehicles also have more claims than gas only vehicles. Since hybrids tend to appeal more to people who spend a lot of time on the road and in traffic, they are on the road during heavy traffic times, which increases the likelihood of an accident.

No matter if you have a gas or hybrid vehicle, having the right car insurance policy in place will ensure that you have the coverage that you deserve on the road. Contact Bisson Insurance Services in Yorba Linda, California for all of your auto insurance needs to keep you safe while behind the wheel.

Oct30

Halloween Safety Tips For All

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Safely enjoy your Halloween with these tips and your insurance coverage.

With just one more day until Halloween, it is time to make sure that you are ready for the spookiest holiday of the year. While your kids are most likely very excited for the holiday, it can be easy to get a little worried as a parent. Keep these tips in mind to ensure that you have a fun and safe Halloween in Orange County.

  • If you will be driving on Halloween night, use extra caution, especially when you are driving in residential areas. Slow down and watch out for kids who can run into the street with little or no warning.
  • When looking for a costume for your kids, choose one that is made of flame retardant material and fits well to prevent any tripping while out trick or treating.
  • Instead of using a mask that can obstruct your child’s vision while trick or treating, use face paint or makeup to complete the look.
  • Plan out a route with your kids before you head out that is through neighborhoods that have plenty of street lights and sidewalks.
  • Only cross the street in designated crosswalks and follow all traffic laws. Teach your kids to make eye contact with a driver before making their way across the street to ensure they are seen.
  • Inspect all of your kids candy before allowing them to eat it. If you find any open candy or pieces that look like they have been tampered with, throw it out.
  • Before you head out to go trick or treating, feed your children a healthy, filling meal to help deter them from munching on candy while walking around.

To ensure that you stay safe this Halloween with the right insurance policies, contact Bisson Insurance Services in Yorba Linda, California.