What you need to know about your home insurance Placentia, CA policy for this holiday season.
While the holiday season is meant to be filled with holiday cheer, it can easily lead to disaster with just one accident. With all the people coming and going from your house, it is essential to take the time to ensure that your home insurance Placentia, CA policy is providing enough coverage for any accident. Keep this holiday & Placentia home insurance guide in mind to get ready for the season:
Home fire claims
With temperatures dropping, sitting around the fireplace can help to keep everyone warm and cozy. Worse case scenario: If the fire gets out of control and spreads through your house, it is up to your homeowners insurance policy to provide coverage. Before you light your first fire of the season, take a look at your policy to ensure that the limits are high enough to replace all of your belongings and rebuild your house after a fire.
Holiday light displays can help to get everyone in the holiday spirit. Unfortunately, just one short circuit could mean all of your landscaping could go up in flames. Plants, trees, and shrubs are covered by your home insurance policy, but typically only 5 percent of your dwellings will have coverage. Make sure to use the right type of lights and never overload your outlets when decorating.
The holiday season is one of the busiest times for thieves since they know most houses are filled with brand new gifts. Depending on your specific policy, your gifts will be covered from 50 to 70 percent of your total dwelling coverage. If you are buying any high priced items, such as a diamond ring for that someone special or the latest 3D TV, make sure to call your insurance agent to schedule the item within your policy to provide the right amount of protection.
To ensure that you have the peace of mind that you deserve this holiday season with the right home insurance Placentia, CA coverage, contact Bisson Insurance Services, serving Placentia, Yorba Linda, Orange County, the Inland Empire, and surrounding California areas.