How to protect your house from the next earthquake.
Even though every state in the country is at risk of experiencing an earthquake, the risk in California is much higher. While there is no way to predict when the next quake will hit, experts agree that a large magnitude earthquake is coming in the next few years. The United States Geological Survey (USGS) estimates that there is a 99 percent likelihood that a magnitude 6.7 or higher earthquake will hit California at some point in the next 30 years.
The odds of California experiencing a large quake has increased after the discovery that earthquakes are not limited to separate faults and can jump to other faults. This means that multiple faults could rupture at the same time, creating a mega-quake. To help mitigate the potential damage that a mega-quake would cause, local and state authorities have started to make earthquake-focused improvements to building codes.
Unfortunately, many homeowners believe that they will be covered from the next earthquake with their existing homeowners insurance policy. However, home insurance policies do not provide any coverage for damage that is done during an earthquake. You will need to invest in a specific earthquake insurance policy to get the protection that you deserve. If you are relying on FEMA or some other government disaster program to rebuild your house after an earthquake, keep in mind that any money that you receive will have to be paid back. The coverage that is provided by your earthquake insurance policy will not have to be paid back, allowing you to keep your finances in check after a disaster.
Contact Bisson Insurance Services in Yorba Linda, CA for all of your Orange County home and earthquake insurance needs. We can help provide you with the peace of mind needed to ensure that you are not left picking up the pieces on your own after an earthquake.
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