These unconventional factors can have an affect on what you pay for auto insurance in Orange County.
There is no way to avoid paying the insurance rates for auto insurance, Orange County coverage. However, that does not mean that you should just blindly pay your premiums without knowing the reasons behind the amount. Keep these unexpected factors in mind that can affect your Orange County auto insurance rates to ensure that you are paying the right amount for your coverage:
- Death of your spouse – insurance companies see a correlation between your marital status and your risk level. People who are married have fewer insurance claims than their single counterparts, which lead to lower premiums. If your spouse passes away, you may see a 20 percent increase in your rates.
- Keeping up with your credit card bills – your credit is one of the biggest factors used when determining your car insurance premiums. Paying your credit card bill on time will help to raise your credit score, leading to lower car insurance costs.
- Graduating college – the more education you have, the lower your car insurance costs will typically be. Drivers without a degree can expect to pay up to 20 percent more than those who have graduated from college.
- Being a homeowner – many car insurance companies will provide a discount with your auto insurance policy if you own your home. If you bundle your home insurance policy with your car insurance policy, you may be able to enjoy an even greater discount. Most insurance companies will reward you for investing in multiple insurance policies with them by offering a discount.
When looking for the right auto insurance policy that will provide the right amount of coverage to meet your needs, all at the right price to fit your budget, contact the independent insurance professionals at Bisson Insurance Services, serving Yorba Linda, Orange County, and surrounding California areas.