Use this guide when looking to protect your new car with the right new car insurance policy.
You are required to have Orange County, CA auto insurance if you are a licensed driver with a car. However, if you are buying a new car, it can be hard to figure out at what point in the process it is time to call up an insurance agent. Keep this handy guide close to help you navigate the process of investing in the right auto insurance Orange County policy.
As a general rule of thumb, while you don’t need a car insurance policy before you buy a car, you will need a policy before you drive off the dealership lot. If you know the exact car that you are going to buy before you head to the dealership, you can call your insurance agent with the information and then they will add your new car insurance coverage to your existing policy.
If you do not know what type of vehicle you will be driving home in, you will need to call your insurance agent from the dealership before you finish the sale. After giving your agent the right information over the phone, they will issue you an insurance binder that will be effective immediately. The binder will serve as your car insurance policy until they can add your new car insurance to your policy.
If you do not have an auto insurance policy in place already, you will most likely have to schedule an appointment with an insurance agent before you head to the dealership. Most auto insurance agents will require that you sign paperwork and put down a deposit for your first car insurance policy. If you know that you will be buying your first car in the next couple of months, start reaching out to agents now so that you can build up a relationship.
When looking for the right auto insurance Orange County policy to protect you and your new car on the road, contact Bisson Insurance Services, serving Yorba Linda, Orange County, and surrounding California areas.