Post DUI: What to expect from your auto insurance rates in Placentia, CA.
Driving while drunk is one of the most dangerous situations that you can put yourself and others in on the road. It is a situation that not only puts your life in danger, but also effects family members, strangers and the overall community. Due to the high risk of danger, getting a DUI mean big changes for your auto insurance Placentia, CA policy. Knowing exactly how to handle your car insurance after a DUI can help to get you back onto the road.
After a DUI, you will most likely have to pay heavy fines, complete a DUI education program, and possibly spend time in jail. Your auto insurance may completely drop your coverage or significantly increase your rates. In most cases, you will also have to file an SR-22 proof of insurance with the courts.
While most people think that an SR-22 is a type of auto insurance coverage, it is actually just a form that you file with the DMV that proves that you have the required auto insurance coverage. Even if you have never gotten a DUI, you may still be required to file an SR-22 if you have too many tickets or traffic violations on your record.
The cost of an SR-22 is around $250 and typically stays on your record for three years. If you do not keep up with your SR-22 payments, your license can be suspended. Along with the cost of an SR-22, you will also have to pay higher auto insurance costs as long as the SR-22 is on your record. Although it will be impossible to fully avoid any effects from the charge, shopping around for the right policy can help to keep the cost as low as possible.
When looking for the right auto insurance Orange County policy after a DUI, contact Bisson Insurance Services, serving Placentia, Orange County, Yorba Linda, and surrounding California areas. Most importantly however, Bisson Insurance Services wishes you safe driving practices for this holiday season and beyond.