Answers To Your Renters Insurance Questions
You may think that you do not need to insure your living establishment until you own it, but you would be wrong. Yes, your landlord’s insurance policy will cover your building itself, but it will definitely not protect all of the valuable personal belongings you store in your rental.
The good news is that renters insurance can fill in the gaps, protecting all of your possessions and your liability so you that you never have to worry about footing the bill after a catastrophe. To help you understand this coverage, here are answers to a few renters insurance questions.
- Does it pay the rent if I cannot? Renters insurance will not pay your rent if you cannot, but it will cover additional expenses incurred (e.g. hotel costs) if a covered cause makes it impossible to live in your apartment for a time.
- Is it expensive? The good news is that renters insurance is one of the cheapest insurance products you can buy. In fact, you can get the coverage you need for under $30 a month! That is right, by skipping just one night at the movies you can give yourself full protection year round.
- Where else will renters insurance protect me? This type of coverage will extend well beyond the walls of your rental. Renters insurance can step in to cover the costs if your luggage gets stolen while you are on vacation or your car is broken into and your belongings get robbed.
Do you have more questions about your renters insurance and how to tailor your policy to fully protect yourself, contact Bisson Insurance Services. Based in Yorba Linda and serving the surrounding California area, our dedicated team is here to help you set the best coverage in place for your unique needs. Call us today!
