DUI Insurance
Getting a DUI is not only dangerous, but it is also very expensive. Between bail and getting your car out of impound to your attorney fees and insurance premium hikes, just one DUI can cost up to $15,000. Before you are able to get back on the road after a DUI, you will need to ensure that you have the right DUI insurance policy.
After a DUI, the courts need to make sure that you have the right coverage on the road. While there are no specific DUI insurance policies, you will be required to get an SR-22 certificate before you can get coverage. An SR-22 is often mistaken as an insurance policy, but it is simply a form that proves that you are financially responsible after a DUI.
An SR-22 shows the courts that you have the minimum amount of liability coverage that is required to be a licensed driver. Typically, your auto insurance provider will file it for you with the court. While an SR-22 will only cost a few dollars, you will most likely see a huge increase in your auto insurance costs because you are considered a risky driver. Not all insurance companies will offer car insurance to people with an SR-22, so make sure to check with your insurance agent.
Luckily, you will not have to suffer with high auto insurance rates for the rest of your life after a DUI. Typically, your car insurance rates will drop 3 to 7 years after you got the ticket. Make sure to let your insurance agent know when the infraction is off your record so that you can benefit from lower rates.
For all of your auto insurance needs, no matter if you have a spotless driving record or a couple issues that you have to deal with, contact Bisson Insurance Services in Yorba Linda, California.
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